Social Security Disability Calculator or SSDI Calculator
Our Social Security Disability benefits calculator estimates depend on your date of birth and on your earnings history. Please keep in mind that this is only an estimated number. Your actual benefit amount may vary significantly. Our Disability Calculator makes a best guess about your past earnings over the year.
Who can use the SSDI benefit calculator?
Are you suffering from a recent mental or physical disability that is affecting your ability to handle a standard 40-hour work schedule? If so, you should strongly consider applying for social security disability benefits. Granted, applying for these benefits is often both stressful and confusing for most applicants. That’s why we have assembled a disability calculator to demystify the complex nature of social security disability.
Using the disability calculator, you can estimate the monetary amount of benefits you are entitled to receive, broken down into three key factors: year of birth, last full year of work, and total yearly income. Read on below to learn more about how you can use this resource for your benefit.
Year of Birth and disability calculator
Your birth year is fundamentally important to the intricacies of the entire social security program. The U.S. Government mandates that all social security disability recipients should be between the ages of 18 and 65 years old to be eligible for the program. Hence, if you are between the ages of 18 and 65, you can viably apply for social security disability benefits if you are unable to maintain a regular working schedule.
Be mindful that this disability calculator is programmed to fluctuate depending on your specific age. For example, an individual born in 1965 with a yearly income of $30,000, who last worked in 2017, would be entitled to approximately receive $585 in benefits. Conversely, an individual born in 1975 with the same background information would receive an estimated amount of $592.
Last Full Year of Work used for Social Security Disability Calculator
Secondly, the last full year of work is essential for estimating the amount you are entitled to receive from social security benefits. Similar to how this calculator adjusts to your year of birth, the last full year you worked will have a dramatic effect on your potential disability earnings. The manner in which this adjustment takes place is somewhat arbitrary, especially since this calculator provides a basic estimate.
If you have not worked in the last 20 years, this calculator will not be able to accurately estimate what your benefit amount could be. Generally, individuals who have lost their ability to work normally in more recent years are able to collect more benefits than those who have lost this ability farther in the past. However, this is not always the case.
Social Security Disability benefits calculator and Yearly Income
Like any ordinary government assistance program, annual income plays a huge factor in determining how much benefits you can qualify for. According to this calculator, individuals who earn more are usually able to earn more benefits. This is evidenced by the primary model expressed by the calculator.
An individual born in 1968 that earns $3,000 annually, who last worked in 2017, would be entitled to receive $587. On the contrary, a person with the same background information that earns $5,000 annually is estimated to obtain $636 in social security benefits.
Important Note: This calculator is designed to carry out advanced calculations based on conjecture. The amount of benefits you can receive may vary significantly. Be advised!